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If you have relatively good credit, you can look for a credit card that offers a good interest rate, and transfer all your credit card debt to that account.
You may also consider taking out a personal loan from a bank, credit union or online lender, which will typically offer a fixed interest rate for a period of three to five years.If there are any inaccuracies or errors, they could disqualify you from certain types of offers, so you'll want to make sure everything is in good shape before you apply.As you're evaluating them, confirm that they will actually save you money once you factor in any transfer or origination fees.However, if you can't make your payments on time, you risk losing your home. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free. Our partners cannot pay us to guarantee favorable reviews of their products or services. " At Nerd Wallet, we strive to help you make financial decisions with confidence. If your high credit card debt is stressing you out, you might be thinking about making a balance transfer or consolidating your debt.